One of the largest and most experienced independent mortgage lenders in the US has launched a new mortgage option in partnership with Airbnb, to take income from renting on the platform into consideration on refinance applications for owner-occupied primary residences.

Guild Mortgages’ option is available to all US homeowners who can prove they have listed their primary residence on Airbnb for two years, and are looking to remortgage it. It can include up to four units, or be located in a planned unit development.

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